Retirement benefits tax

Tax on gratuity, ETF and commuted pension.

Before you start

Money from an approved or regulated provident fund is not taxed. Do not include it.
Pension and retirement benefits paid by the Government are not taxed.
Compensation from a scheme that is not approved is taxed at normal rates, not here.

Gratuity

Commuted pension

ETF lump sum

Loss-of-office compensation (approved scheme)

Other retirement payments

Try an example

Calculators run on your own phone; nothing is sent.

Rates last checked: 27 October 2026

Where the rates come from: